Agreement

By accessing or using Our services or Products, you agree to the collection and use of information in accordance with this Notice. Once you provide consent, you may change your mind and withdraw the consent at any time by contacting us at dpo@lint.finance but please note that consent withdrawal will not affect the lawfulness of any processing carried out before you withdraw your consent.

Data We Collect

When registering on Our Service, we collect details about you. This data may encompass:

• Profile data, such as your First Name, Last Name, Phone Number, and E-mail address.
• Financial data, such as your card information, and Bank Verification Number.
• Technical information, such as the type of mobile device and internet browser you use, your computer IP address, data about the pages you access, mobile device ID or unique identifier, statistics on page views, standard Web log data, still and moving images, etc.
• Marketing data, such as users" feedback; usage data, such as time spent on Our application, when the application was opened, and device data.

Any information we ask for will be kept by us and used according to the terms outlined in this privacy policy.

Children's Privacy Protection

Our Services are not directed or intended to be attractive to anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to take the necessary actions.

How We Use Your Personal Data

We will only use your personal data for the purpose for which We collected it which may include the following:

• To register you as a new user.
• To provide the Services and the other Resources to Users.
• For customer support.
• For research and development.
• To send marketing and non-marketing communications to users.
• In connection with legal proceedings.
• To measure or understand the effectiveness of the advertising we serve to you and others, and to deliver relevant advertising to you.
• To strengthen the safety and security of our Users and Services, including safeguarding you and the Company against errors, misinterpretations, fraud, violations of laws, or criminal behavior.
• To recommend products or services which may be of interest to you.
• For any other purpose with a Users consent.

The Company (“Lint”) does not sell or share user personal data with third parties for their direct marketing, except with users' consent.

How We Share Information

You agree that we have the right to share your Personal Information, and other information that you share with us:

• if you request or authorise it;
• if the information is provided to help complete a transaction for you;
• with any of our affiliated companies and service providers;
• with financial service providers, including the financial institutions identified in your cardholder bank agreement that provide banking services in connection with your Lint Finance account;
• with another user, when you sign up for our services via a referral link. The user that referred you may receive information indicating that you have enrolled with us;
• with non-financial companies, such as email service providers that perform marketing services on our behalf, and fraud prevention service providers that use the information to provide services to us;
• with a non-affiliated third party to access and transmit your personal and financial information from a relevant institution. You grant the third-party the right, power, and authority to access and transmit this information according to the terms of their privacy policy;
• with selected third parties including business partners, suppliers, and sub-contractors for the performance of any contract we enter into with them or you;
• with third parties to whom we may choose to sell, transfer, or merge parts of our business or our assets or alternatively, acquire all or parts of their businesses;
• in response to a request for information, if we are required by, or we believe disclosure is in accordance with applicable laws, rules, regulations, governmental and quasi-governmental requests, court orders, subpoenas, or legal processes;
• for our everyday business purposes;
• for publication of our events and competitions on digital and print media
• protect our rights, property, or safety or the rights, property, or safety of our users or others; or
• with relevant law enforcement officials or other third parties, such as investigators or auditors, if we believe it is appropriate to investigate fraud.

We do not share your Personal Information with: (1) other companies for joint marketing purposes without your consent; or (2) any other third parties so they can market to you.

If you provide us with a bank account or debit card information, or any other payment information, through our Services, we may share that information with third-party payment processors and other third-party service providers, solely to the extent necessary to provide you with the relevant Services.

Marketing

The Company("Lint") may send its Users information about products and services of the Company, always with the consent of the User. Users may provide consent to marketing and promotional communication when they enroll for the Services pursuant to the User Agreement.

If you have agreed to receive such marketing materials, you may always opt-out at a later date. You have the right at any time to stop the Company from contacting you for marketing purposes.

If you have agreed to receive such marketing materials, you may always opt-out at a later date. You have the right at any time to stop the Company from contacting you for marketing purposes.

Cookies

Our Website uses cookies (small files containing a string of characters), which we place on your computer if you agree. These cookies allow us to uniquely identify your browser and to distinguish you from other users of Our Website. This enables us to track your preferences and provide you with a personalised and smooth experience when you browse Our Website. The cookies We use are “analytical” cookies. They allow us to recognise and count the number of visitors and to see how visitors move around the Website when they are using it. This helps us to improve the way Our Website works, for example by ensuring that users are finding what they are looking for easily. We do not share the information the cookies collect with any third parties.

Data Retention

The Company retains user profile, transaction, and other personal data for as long as a user maintains their account and except as otherwise permitted or required by applicable law or regulation, only for as long as necessary to fulfill the purposes the Company collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

The Company may also retain certain information if necessary, for purposes of safety, security, and fraud prevention. For example, if the Company deactivates a User"s account because of unsafe behavior or security incidents, the Company may retain certain information about that account to prevent that User from opening a new account in the future.

• Data Erasure: You have the right to request the erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. However, we may not always be able to comply with your request for erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
• Data Correction: You have the right to request the correction of the personal data that We hold about you This enables you to have any incomplete or inaccurate data We hold about you corrected, though We may need to verify the accuracy of the new data you provide to us.

We will take out or modify the information as needed, following our Policy and the relevant legal and regulatory obligations.

Data Security

The security of your personal data is very important to us. We use physical, electronic, and administrative measures designed to secure Users" personal data from accidental loss and unauthorized access, use, alteration, and disclosure. We store all information Users provide to it behind firewalls on our secure servers. Any payment transactions will be encrypted (using SSL/TLS technology). The safety and security of User data also depends on each User. Each User is responsible for keeping their password confidential. The Company will not ask each User not to share its password with anyone. Should such a breach occur, we will inform you and relevant authorities as required by law.

Changes to Our Privacy Policy

We reserve the right to amend or modify this Privacy Policy and if We do so, We will post the changes on this page. It is your responsibility to check the Privacy Policy every time you submit information to us or use Our services. Your use will signify that you agree to any such changes. In the event, the purpose is for processing change, or if a revision is material, Lint will notify you via electronic mail or via a pop-up or redirection when you log in to our Platform.

Disclaimer

By this Policy We do not represent or warrant the condition or functionality of Our platform(s), its suitability for use, nor guarantee that Our service will be free from interruption or any error. No liability or responsibility shall lie for risks associated with the use of Our Platform, including but not limited to any risk to your computer, software, or data being damaged by any virus, software, or any other file that might be transmitted or activated via Our Platform or your access to it. Neither do We guarantee the reliability of the information contained on Our Platform—particularly those shared by third-party users.

Contact Lint's Data Protection Officer

If you have any questions about this Privacy Policy, please contact us at:

Data Protection Officer (DPO)

Lint Finance

dpo@lint.finance